Acquisition Finance
Capitalize on your companies owned assets to acquire or buy a complementary business. Our term loans and revolving lines of credit are secured by accounts receivable, inventory and fixed assets.

Accounts Receivable Management (domestic and international)
As one of the larges factoring companies in the world, ABF has the experience and the financial strength to factor and finance imports and exports.

Accounts Receivable Securitization

Asset Based Credit Facilities
Financing solutions to enhance liquidity of middle-market companies domestically and internationally. Asset-based lending provides revolving lines of credit based on accounts receivable and inventory, as well as, term loans based on machinery & equipment and real property.

Aviation Finance / Leasing
When it comes to business and corporate aircraft financing, ABF has the integrity to deliver on our commitments – and the expertise to provide personalized options.

Bulk Accounts Receivable Purchase Program

CAP-EX Lines

Capital Expenditures - outlay of money to acquire or improve assets such as buildings and machinery.

Capital Markets (syndications)

Cash Flow / Business Value
Financing based on a pre-determined multiple of earning (such as EBIDTA), predicated upon the business exhibiting strong history of earnings, access to capital, a solid capital structure and proven ability to earn surplus cash flow.

Commercial Asset Finance
General equipment financing which provides financing/leasing of fixed assets to companies for: expansion, refinancing, sale lease-backs, or debt Recapitalization.

Co-Lending Arrangements
A loan where one or more finance source is employed.

Credit Protection
ABF provides risk mitigation by protecting your company’s revenues from credit loss. We can guarantee the credit status of one or more of your customers. If a customer defaults, ABF assumes responsibility for payment.

Collection and Accounting Services

Debt Refinancing
Consolidate existing loans into one payment.

Debtor-In-Possession
ABF provides financing to companies that have filed for protection under Chapter XI of the Federal Bankruptcy code and have been permitted by the bankruptcy court to continue operations to effect a reorganization.

Equipment Financing
General equipment financing which provides financing of fixed assets to companies for: expansion, refinancing, sale lease-backs, debt Recapitalization or major projects.

Equipment Leasing
General equipment financing which provides leasing of fixed assets to companies for: expansion, refinancing, sale lease-backs, debt Recapitalization or major projects.

Export / Import Service (Local Currency)
An agreement similar to Accounts Receivable Management, Invoice Discounting, or Factoring except that it involves the importing and exporting of goods and services. ABF offers local collection services, local debtor litigation and management of multiple currencies.

Factoring (see Accounts Receivable Management)

Invoice Discounting
Invoice Discounting releases cash against client invoices to a pre-agreed percentage with the remaining balance held until the customer makes full payment. All customer payments received are paid into a nominated bank account which ABF will administer and forward the balance on request, minus ABF CF fees. Invoice Discounting clients maintain their own credit, collections and sales ledger procedures.

Letters of Credit
ABF provides import and export Letters of Credit, to help companies increase sales or acquire products from overseas.

Leveraged Buyouts
A takeover of a company using borrowed funds. Most often the target company's assets serve as security for the loans taken out by the acquiring firm, which repays the loans out of cash flow of the acquired company.

Operating and Capital Leases

Overadvance / Stretch Lines
A loan beyond the asset values.

Plan of Reorganization
Financing package to exit bankruptcy.

Private Equity Fund Guarantee
This is a highly specialized product of ABF Structured Finance Division. The group has extensive experience in the manufacturing, distribution, value-added service, and retail sections and will carefully tailor financing to meet the borrowers needs.

Private Label Programs

Progress Payment Finance
Payments are due in pre-determined increments as the project progresses.

Project Finance
Financing for provided for large projects.

Recapitalization
ABF will provide loans to accommodate equity holder disbursements.

Refinancing and Recapitalization
Refinance existing lines of credit and term loans.

Retail Inventory Finance
Provides senior financing to mid-size retailers and consumer products companies.

Senior Term – Debt Participation

Structured Finance
Financing provided to a business which has strong favorable business attributes, and a solid capital structure, but lacking a steady history of growth in revenues, earnings and cash flow.

Supplier Payment Solutions (payables management)
Innovative supply chain services that provide significant value to both buyers and suppliers. Benefits include improved supply chain stability, enhanced supplier liquidity, easy access to detailed invoice information, predictable cash flow forecasting, and fast electronic payments to suppliers.

Technology Finance
Technology Finance Solutions provide non and partial recourse funding for vendors and manufactures of all types of technology including software and services.

Term Loans
Loans made against the value of fixed assets amortized on a scheduled basis.

Trade Payables
Innovative supply chain services that provide significant value to both buyers and suppliers. Benefits include improved supply chain stability, enhanced supplier liquidity, easy access to detailed invoice information, predictable cash flow forecasting, and fast electronic payments to suppliers.

Transportation
The Transportation Group of ABF focuses on providing highly structured finance vehicles for rail and marine industry assets.

Transitional Financing
Downturns in the economy, rising costs as well as many other factors can negatively impact your company. ABF has the right financing structured to keep these companies operational. Our experienced staff will develop a financing plan to help find the equity needed for a successful turnaround.

Turnkey Financing
The Equipment Finance Division’s turnkey product provides a combined financing package for land, building and equipment .